Retirement Planning

Retirement planning is crucial to financial independence.  Social security is currently paying benefits to over 62 million Americans.  The 2018 Annual Report projects that benefits need to be reduced by 23% in 2034.  I help measure your current progress towards your retirement goals using your net worth, and retirement cash flow, and help you establish a plan that makes sense.  I’ve been helping people retire comfortably since 1997.

Wealth Management

I am a total return investor.  I believe in a balanced approach to money management that includes both capital appreciation and income.  No one ever grew wealthy by being scared.  I strive to mitigate downside risk, but keep gowth in the forefront.

Insurance Planning

Among the most crucial issues to consider when you retire are your insurance needs.  I’ll review your current insurance needs to make sure your plan is stable including health insurance, life insurance, and long-term care insurance.